無料通信アプリを展開するLINEは、
無料通信アプリを展開するLINEは、
LINE, which develops a free communication app,ユーザーの信用を数値化する「信用スコア」の提供を始めたと発表しました。
announced that they had started providing a "credit score" to digitize the user's credit.LINEは昨日から、アプリ上にある金融系サービスの利用状況などからユーザーの信用を点数化し、
From yesterday, LINE started scoring the user's credit based on the usage of financial services on the app and so on,点数に応じて特典が受けられるサービスを始めました。
they also provided a service that users could receive benefits according to their scores.スコアが高い場合、レンタカーを安く借りられたり、
If your score is high, you will have the benefit such as being able to rent a rental car cheaply,ホテルを優先的に予約できるなどの特典があります。
or being able to book a hotel first.LINEは、外部の企業へのデータ提供は事前に同意したユーザーだけが対象となるほか、
LINE also explained that the provision of data to external companies was only for users who agreed in advanceプライバシー保護の観点から、通話やメッセージの内容はスコアの算出には
and based on the viewpoint of privacy protection,含まれないようにしていると説明しています。
the contents of calls and messages were not included in the score calculation.個人の社会的な信用を点数化する、いわゆる
The "credit score", which scores the social credit of individuals,「信用スコア」はすでに中国などで浸透しつつあり、
has already been spreading in China and other countries.スコアが高ければ低い金利でローンが組めるなどのメリットがある一方、
The one who has higher scores will have the benefit of making a loan at low interest rates,新たな差別を生むといった懸念も生じています。
but this also raises a concern about creating new discrimination.無料通信アプリを展開するLINEは、
無料
Free, no charge
通信
Correspondence, communication, transmission, news, signal, telecommunications
展開
Development, evolution, progressing, unfolding; expansion, spreading out, extending, deployment, building up
ユーザーの信用を数値化する「信用スコア」の提供を始めたと発表しました。
始める
To start, to begin, to commence, to initiate, to originate; to open (e.g. a store), to start up, to establish (business. etc.); to start ..., to begin to ..
発表
Announcement, publication, presenting, statement, communique, making known, breaking (news story), expressing (one''s opinion), releasing, unveiling
信用
Confidence, dependence, credit, faith, reliance, belief, credence, trust
提供
Offer, tender, program sponsoring, programme sponsoring, furnishing, provisioning, supply
数値
Numerical value, numerics; reading (on a meter, etc.)
化
Action of making something, -ification
ユーザー
User
スコア
Score
LINEは昨日から、アプリ上にある金融系サービスの利用状況などからユーザーの信用を点数化し、
利用
Use, utilization, utilisation, application
上
From the standpoint of, as a matter of (e.g. fact), in the field of, being of the type of; aboard (a ship or vehicle), on top of, on, above; first volume (e.g. book); superior quality, best, top, high class; going up; governmental, imperial; presenting, showing; ana- (medical, biol.)
金融
Financing, credit transacting, loaning of money, circulation of money
サービス
Service, help, assistance, care, concern; discount, freebie, free gift; service, serve; service, servicing, (product) maintenance
状況
State of affairs (around you), situation, circumstances
信用
Confidence, dependence, credit, faith, reliance, belief, credence, trust
点数
Marks, points, score, runs, number of items, credits
系
System, lineage, group; corollary; system (range of strata that correspond to a particular time period); (taxonomical) series
昨日
Yesterday
化
Action of making something, -ification
ユーザー
User
点数に応じて特典が受けられるサービスを始めました。
受ける
To receive, to get; to catch (e.g. a ball); to be struck by (wind, waves, sunlight, etc.); to sustain (damage), to incur (a loss), to suffer (an injury), to feel (influence); to undergo (e.g. surgery), to take (a test), to accept (a challenge); to be given (e.g. life, talent); to follow, to succeed, to be descended from; to face (south, etc.); to be modified by; to obtain (a pawned item, etc.) by paying a fee; to be well-received, to become popular, to go down well
始める
To start, to begin, to commence, to initiate, to originate; to open (e.g. a store), to start up, to establish (business. etc.); to start ..., to begin to ..
応じる
To respond, to satisfy, to accept, to comply with, to apply for
サービス
Service, help, assistance, care, concern; discount, freebie, free gift; service, serve; service, servicing, (product) maintenance
点数
Marks, points, score, runs, number of items, credits
特典
Privilege, special favor, special favour, benefit, prerogative, perk, amenity
スコアが高い場合、レンタカーを安く借りられたり、
場合
Case, situation
借りる
To borrow, to have a loan; to rent, to hire
高い
High, tall; expensive
安い
Cheap, inexpensive; calm, peaceful, quiet
スコア
Score
レンタカー
Rental car, rent-a-car, hired auto; car rental agency, car hire agency, hire car agency
ホテルを優先的に予約できるなどの特典があります。
予約
Reservation, appointment, booking, advance order; contract, subscription, pledge
的
Mark, target
ホテル
Hotel
優先
Preference, priority, precedence
特典
Privilege, special favor, special favour, benefit, prerogative, perk, amenity
LINEは、外部の企業へのデータ提供は事前に同意したユーザーだけが対象となるほか、
企業
Enterprise, undertaking, corporation, business
対象
Target, object (of worship, study, etc.), subject (of taxation, etc.)
外部
The outside; external
同意
Agreement, consent, same opinion, approval; same meaning
提供
Offer, tender, program sponsoring, programme sponsoring, furnishing, provisioning, supply
事前
Prior, beforehand, in advance, before the fact, ex ante
データ
Data, datum
ユーザー
User
プライバシー保護の観点から、通話やメッセージの内容はスコアの算出には
内容
Subject, contents, matter, substance, detail, import
観点
Point of view
メッセージ
Message
保護
Care, protection, shelter, safeguard, guardianship, favor, favour, patronage
通話
Telephone call, talking, calling; counter for telephone calls
スコア
Score
プライバシー
Privacy
算出
Calculation, computation
含まれないようにしていると説明しています。
説明
Explanation, exposition
含む
To contain, to comprise, to have, to hold, to include, to embrace; to hold in the mouth; to bear in mind, to understand, to harbor (grudge, etc.), to harbour; to express (emotion, etc.), to imply
個人の社会的な信用を点数化する、いわゆる
社会
Society, public, community, the world; social studies
個人
Individual, private person, personal, private
信用
Confidence, dependence, credit, faith, reliance, belief, credence, trust
点数
Marks, points, score, runs, number of items, credits
的
Mark, target
化
Action of making something, -ification
「信用スコア」はすでに中国などで浸透しつつあり、
信用
Confidence, dependence, credit, faith, reliance, belief, credence, trust
中国
China; chugoku region of western honshu (incl. okayama, hiroshima, shimane, tottori and yamaguchi prefectures); central part of a country, main region
スコア
Score
浸透
Permeation, penetration, soaking; osmosis
スコアが高ければ低い金利でローンが組めるなどのメリットがある一方、
一方
One (esp. of two), the other, one way, the other way, one direction, the other direction, one side, the other side, one party, the other party; on the one hand, on the other hand; whereas, although, but at the same time, meanwhile, in turn; just keeps, being inclined to ..., tending to be ..., tending to do ..., continuously ..., just keeps on ...ing, only
高い
High, tall; expensive
低い
Low (rank, degree, value, content, quality, etc.); low (position), close to the ground; short (height); deep (voice), in a low key, low (volume)
メリット
Advantage, benefit, merit
金利
Interest rates
ローン
Loan; roan; lawn (i.e. short grass); lawn (type of cotton cloth)
スコア
Score
新たな差別を生むといった懸念も生じています。
新た
New, fresh, novel
差別
Discrimination, distinction, differentiation
生じる
To produce, to yield, to cause; to result from, to arise, to be generated
懸念
Worry, fear, anxiety, concern
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